Reflections through Cyberspace

Since the Euro changeover earlier this month, it’s been near to impossible to get a service from the bank within a short period of time. Every time you go to the bank, irrelevant of what time it is, be it early in the morning or late in the afternoon, you are bound to find long [...]

After long months of preparation and information campaigns, in 11 hours’ time Malta will adopt the Euro as its currency.
I have collected all the money (not much really!) I have in LM in a bag, and I shall be using it as soon as possible, so that then I can start using the Euro. I [...]

Last week I received a statement from my insurance company, with the amount due I have to pay for my car insurance renewal. Here in Malta, you have to pay the renewal depending on the first letter of your number plate, for instance A – January, B – Februrary..etc..and mine being L it is due [...]

In order to be able to take a loan, it would be advisable to have a good credit rating history. This is because one will be able to enjoy a good choice of personal loans from a variety of lenders, which means that they can find a loan that suits them in terms of repayments, [...]

When looking for a source of financing, a large number of financial services consultants can be found nowadays. Most of these companies offer their services, which include a wide variety of financing options, online. One may be looking for information and quotations for Payday Loans, Car Loans, Bad Credit Loans and Personal Loans, amongst [...]

This morning I was browsing the site of a UK firm specializing in mortgage advice. What I liked about the site is that it is full of detailed information related to mortgages and financing options. It explains all the mortgage types, such as remortgages, international mortgages, buy-to-let mortgages and Commercial Mortgages, amongst others.
Apart from [...]

Cash flow is very important for any business. I still remember one of our first year Accounts lecturers using the statement ‘Cash is King!’ all the time and it has remained imprinted in my mind. Especially for small business owners, cash flow might be quite a challenge, and unfortunately some businesses may fail because of [...]

When looking to take out a mortgage or a loan, it is important to plan and research what’s available so that the best deal can be taken which can save you money. At this time, it is important to consult the right people - consultants should be adequately qualified in that field so that they [...]